Nearly half of all American households have no 401(k)s, no IRAs, or retirement accounts of any kind, SmartAsset reports. GoBankingRates finds that 42 percent of Americans have saved $10,000 or less for retirement, while 14 percent have absolutely no ...

When it comes to saving money for your pension there is one thing that everyone agrees on. The earlier you start saving, the better off you will be when it comes time to retire. So the first step is the commitment to start saving, the second…...